Effective date: August 30, 2026
These Terms of Use govern your use of the WowRate Mortgage LLC website. By using the site, you agree to these terms. If you do not agree, please do not use the site.
This site is informational. WowRate Mortgage LLC is a marketing and lead generation company. Every loan is originated by a licensed lender, identified on our Disclosures page. Nothing on this site is financial, legal, tax, or lending advice, an offer to lend, or a commitment to lend. WowRate does not take loan applications, discuss loan terms, or make credit decisions. See our Disclosures page for more detail.
You must be at least 18 years old to use this site. You agree to use the site only for lawful purposes and not to misuse it, interfere with its operation, attempt unauthorized access, or scrape or harvest its content.
The WowRate name, logo, brand, and site content are owned by WowRate Mortgage LLC and are protected by law. You may view the site for your personal, noncommercial use. You may not copy, reproduce, or reuse the content without our permission.
Any figures or calculator output on this site are illustrative estimates only, based on the assumptions you enter. They are not a quote, a pre-approval, or an approval, and you should not rely on them as final terms. Actual terms are set by the lender at the time you apply and are provided on a Loan Estimate.
This site may link to websites operated by others. We do not control those sites and are not responsible for their content, products, or practices.
The site is provided on an as is and as available basis. To the fullest extent permitted by law, WowRate disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and noninfringement. We do not warrant that the site will be uninterrupted, error free, or free of harmful components.
To the fullest extent permitted by law, WowRate Mortgage LLC and its owners, officers, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising from your use of the site. Our total liability for any claim relating to the site will not exceed one hundred dollars.
You agree to indemnify and hold harmless WowRate Mortgage LLC from any claims, losses, or expenses arising from your misuse of the site or violation of these terms.
These terms are governed by the laws of the State of Washington, without regard to its conflict of laws rules. Any dispute relating to these terms or the site will be brought in the state or federal courts located in Washington, and you consent to their jurisdiction.
We may update these terms from time to time. Updates take effect when posted on this page, and continued use of the site means you accept the updated terms.
Questions about these terms can be sent to hello@wowrate.com.